Solutions

Creating a Unified

Payment Network

Inconvenient Transaction Process

Filipinos spend an average of 21 minutes and 43 Php to go and process transactions to the nearest financial access points.

High Transaction Cost

Banks charge an average of 11% to send money to the Philippines, which is over 3% higher than the global average cost of 7.3%

Limited Foreign Payment Access

Only a handful of rural banks are members of foreign payment networks such as MasterCard and Visa or local interbank network like Bancnet.

Outdated Technology

Philippines has an estimated 2.5 billions of payments monthly amounting to $74 billion (Php 3.76 trillion) but only 1% are transacted electronically, remaining 99% transacted in cash or check.

Core Banking Solution (CBS)

PearlPay Core Banking System (CBS) Solution is a world-class cloud-based core banking solution offered as a SaaS (Software as a Service). It is a cloud-native designed to allow banks to scale quickly using cloud platforms.

  • Flexible Financial Services Products
  • Multiple lending methodologies
  • Full range of deposit products
  • Client Management
  • Accounting
  • Social and business reporting

Our core banking solution works seamlessly with other PealPay products such as mobile e-wallet and Agent Banking Solution.

Schedule a Demo

Core Banking Solution (CBS)

PearlPay Core Banking System (CBS) Solution is a world-class cloud-based core banking solution offered as a SaaS (Software as a Service). It is a cloud-native designed to allow banks to scale quickly using cloud platforms.

  • Flexible Financial Services Products
  • Multiple lending methodologies
  • Full range of deposit products
  • Client Management
  • Accounting
  • Social and business reporting

Our core banking solution works seamlessly with other PealPay products such as mobile e-wallet and Agent Banking Solution.

Schedule a Demo

Agent Banking Solution (ABS)

PearlPay Agent Banking Solution (ABS) is a portable Point-Of-Sale (POS) mobile technology device that delivers:

  • EMV Bankcard solution
  • EMV
  • QR Wallet solution
  • Branchless Banking solution
  • Fingerprint-enabled system plus Face Recognition and Iris Recognition capabilities.

This ecosystem of products and services is meant to solve and tap the very issue of financial inclusion. Financial “agents” can bring ABS device outside the usual financial banking infrastructure and to areas where the unbanked and underbanked usually transact like wet markets, sari-sari stores, and other communities. Our Smart Terminal Management System allows ABS to be integrated across PearlPay CBS clients.

Inquire Today

Agent Banking Solution (ABS)

PearlPay Agent Banking Solution (ABS) is a portable Point-Of-Sale (POS) mobile technology device that delivers:

  • EMV Bankcard solution
  • EMV
  • QR Wallet solution
  • Branchless Banking solution
  • Fingerprint-enabled system plus Face Recognition and Iris Recognition capabilities.

This ecosystem of products and services is meant to solve and tap the very issue of financial inclusion. Financial “agents” can bring ABS device outside the usual financial banking infrastructure and to areas where the unbanked and underbanked usually transact like wet markets, sari-sari stores, and other communities. Our Smart Terminal Management System allows ABS to be integrated across PearlPay CBS clients.

Inquire Today

PearlPay Mobile Wallet

PearlPay is a mobile tech wallet enabler. We believe that the first step in creating a unified payment network is for everyone to have access to a common financial platform that will allow users to use a range of products seamlessly tied together for ease of use. Our mobile wallet solutions include:

  • Mobile Wallet White Label – PearlPay mobile wallet white-label product will allow institutions like rural banks to launch their own virtual prepaid MasterCard and PearlPay account.
  • Prepaid EMV Card (Contact and Contactless) – Anyone can have their own EMV card to purchase, send and receive money so long as they have the PearlPay wallet.
  • Co-Branding – PearlPay mobile wallet co-brand partnership will allow partners to issue their own virtual prepaid PearlPay/MasterCard accounts as well as MasterCard EMV chip cards.

PearlPay’s wallet solutions will eventually power a bigger ecosystem of products and solutions like the PearlPay REMIT and PearlPay PESO.

Discover Possibilities

PearlPay Mobile Wallet

PearlPay is a mobile tech wallet enabler. We believe that the first step in creating a unified payment network is for everyone to have access to a common financial platform that will allow users to use a range of products seamlessly tied together for ease of use. Our mobile wallet solutions include:

  • Mobile Wallet White Label – PearlPay mobile wallet white-label product will allow institutions like rural banks to launch their own virtual prepaid MasterCard and PearlPay account.
  • Prepaid EMV Card (Contact and Contactless) – Anyone can have their own EMV card to purchase, send and receive money so long as they have the PearlPay wallet.
  • Co-Branding – PearlPay mobile wallet co-brand partnership will allow partners to issue their own virtual prepaid PearlPay/MasterCard accounts as well as MasterCard EMV chip cards.

PearlPay’s wallet solutions will eventually power a bigger ecosystem of products and solutions like the PearlPay REMIT and PearlPay PESO.

Discover Possibilities